Your next stop on the road to housing recovery may include contacting your mortgage lender. You may be behind on your housing payments, or need to obtain a loan to buy or repair a home. Even people who qualify for assistance or who had insurance coverage when the hurricane hit may still need a loan to cover the financial gaps between the amount of available funds and the costs to repair or rebuild.
In this section of the guide we'll look at some of the mortgage programs that lenders, federal agencies, and individual states have put in place to help you face the financial challenges of housing recovery. We'll review available resources for homeowners with existing mortgages, and weâ€™ll outline both standard and special loan programs that can help you buy, repair or rebuild your home.
When you're ready for more detailed information and assistance, be sure to make a pit stop and check out the additional resources that are provided at the end of this section.