Before you apply for these FEMA programs, you should check to make sure that you meet the following requirements:
The FEMA Housing Portal (http://asd.fema.gov/inter/hportal/home.htm) helps individuals and families who have been displaced by a disaster identify a place to live.
FEMA requires that you meet all of the following criteria in order to be eligible for Housing Needs Assistance:
You have accepted assistance from all other sources for which you are eligible, such as insurance proceeds or Small Business Administration disaster loans.
Alert: Bypass to Insurance? -You may want to fast forward to the Insurance Section, which provides detailed information about how to file an insurance claim.
Alert: Have Insurance? Help from FEMA - If any of the scenarios above describe your particular situation, you can contact FEMA for additional help. You will have up to 12 months from the date you register with FEMA to submit your insurance information for review. Remember that any funds issued to you from FEMA that are eventually paid through your insurance company will have to be repaid to FEMA. According to federal law, FEMA cannot provide money to individuals or households for losses that are covered by insurance.