Do you wonder whether you have good credit? You can find out by reviewing your credit report. Your credit report is an electronic record of your credit activities. These activities range from borrowing to buy a car or a home to applying for a loan or credit card. That's right every time you apply for a credit card or other loan; an inquiry is documented on your credit report.
A law was passed recently that requires each of the three major credit reporting agencies (Experian, Equifax, and TransUnion) to provide you with a free copy of your credit report, at your request, once a year.
Order Your Free Credit Report!
You can order your free credit report by logging onto the official website (www. annualcreditreport.com), calling a toll-free number 877-322-8228, or submitting your request in writing. To request your report in writing, follow the instructions on the website listed above and complete the Annual Credit Report Request Form. Don't be fooled by websites with similar names that want to charge you for your credit report!