Alternative State Pools and Corporations

Many states have "last resort" insurance pools for residents who are unable to secure private-sector coverage. As many companies have discontinued or sharply reduced policy-writing, these last resort pools have become the only available source of insurance for many in areas vulnerable to hurricanes.

New Jersey: Check www.state.nj.us/dobi for information on the availability of alternative insurance pools.

New York: Check www.dfs.ny.gov for information on the availability of alternative insurance pools.